Fidesca.
SME Finance You Can Trust
Our Story
Our Story
Fidesca was founded by finance insiders who identified a fundamental flaw in the sector. We realised that cornerstone regulation—like the "Consumer Duty"—falls short of requiring true loyalty to the client. This gap creates room for opaque practices and hidden margins that act to erode client trust and capital. We left the traditional finance world to bridge that divide and build a firm that prioritises the client's best interests above all else.
Our Solution
Fidesca acts as a "compliance officer on your side of the table", dedicated to protecting your interests and to ensuring complete transparency in every transaction. We step in as your front-line representative, governed—unlike traditional banks or brokers—by a strict contractual fiduciary duty. This legally binds our conduct to your best interests, providing a rigorous framework that fixes the "loyalty gap".
We deliver our services through a sophisticated ecosystem of leading fintech partners. By combining our human expertise and unique client positioning with institutional-grade infrastructure, we provide more than just oversight—we give you a secure, tech-enabled vantage point over your capital that other providers simply cannot match.
Our Vision
Our vision is to set the standard for SME finance. We aim to eradicate the possibility of exploitative practices and poor transparency by ensuring that every service we offer is anchored in the provision of a fiduciary duty. We want to see ambitious businesses scale—fully confident that their financial partner is fighting for their bottom line, not its own.
Our Service
Payments
Execute transactions in more than 130 currencies. Our local and global infrastructure eliminates unnecessary delays and fees, keeping overseas cash flows optimised. Payments are fast, secure and tracked.
Currencies
Protect your profit margins from market volatility. Our fiduciary duty model means the insights and hedging strategies we provide are designed to protect your bottom line, not generate hidden spreads.
Lending
Finance international trade with fast, flexible capital. Our capital comes with generous payback terms of up to 150 days and is unsecured, so your goods remain entirely yours. Your debt fuels growth, not fees.
Pensions
Transform a mundane asset into a creative fund for the future. Our SSAS pension benefits from tax relief on funding and tax-free returns and can potentially be structured as a powerful family trust.
Investment
Investment services are being developed and coming soon. Keep checking in for updates.
Our Offer
Trusted
Our unique fiduciary model sets us apart. When you partner with us, you have complete confidence that all of our actions benefit you. We take the role of your champion, ensuring that you and your capital are always the primary focus.
Conflict-free
In traditional finance, providers are often driven by internal sales targets. With Fidesca, your interactions are not influenced by potential commissions. We sit on your side of the table, objective and focused on securing optimal outcomes.
Transparent
Hidden margins can be an issue for growing SMEs. When you deal with us, you always understand what you have paid x as we are completely transparent. From payments to pensions, we expose the true numbers, driving profound savings.
Contact
Us
Our Address
13 The Causeway,
Teddington TW11 0JR
Our Phone No.
+44 (0)7916-134-702